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Christmas Ebay rip off Options
Tirade
Posted: Tuesday, January 12, 2010 10:59:54 AM
Rank: Advanced Bloo Milk Member
Groups: Member

Joined: 5/25/2008
Posts: 536
Location: Tracy, CA
StevenO wrote:
Sashlon wrote:
NickName wrote:
Most credit cards have a stop payment program that extends out 60 days. It's probably worthwhile to call your credit card company and confirm their policy is 60 days. I'm not sure if international would be the same as US.

If you can confirm that, you might give the seller one more try and tell him if you don't here from him in 24 hours you'll do a stop payment with the credit card company. If you do here from him, tell him at this point you'll only accept a certified trackable priority shipment sent with the required tracking number within another 24 hours. And if anything shady happens at this point, or any excuse or delay is tried, do the stop payment.

Some of these scam artists try delaying tacticts to push you past the PayPal/Ebay and credit card protections by trying the whole "I sent it. you didn't get it? I'll resend right away!" routine and sounding completely cooperative while actually providing no trackable info nor the product.



My card is actually a debit card, would the same thing apply?

NO!!!!

Debit cards are VERY BAD things to use with online transactions. It is just like giving the other person cash. If that is your payment method you may have little recourse.


I've had very little problems if the Debit Card is linked to a PayPal account.
Tirade
Posted: Tuesday, January 12, 2010 11:01:14 AM
Rank: Advanced Bloo Milk Member
Groups: Member

Joined: 5/25/2008
Posts: 536
Location: Tracy, CA
NickName wrote:
Sashlon wrote:

My card is actually a debit card, would the same thing apply?


Probably not since that typically comes directly out of your bank account, but you'd have to contact the card company to see whether they offer any fraud protection in that case.


He needs to probably contact his bank that issued the card. That would be my best bet. Most banks are willing to work with you if fraud is involved (and you can prove it).
NickName
Posted: Tuesday, January 12, 2010 11:05:59 AM
Rank: Advanced Bloo Milk Member
Groups: Member

Joined: 6/5/2009
Posts: 190
I don't think PayPal will do anything since he didn't use PayPal whether the card is linked or not.

It couldn't hurt to contact the bank. I'd still start with the card issuer if it's a major credit card company as they tend to have more fraud protection services that you just don't know about until you ask.
Sashlon
Posted: Tuesday, January 12, 2010 11:09:26 AM
Rank: Advanced Bloo Milk Member
Groups: Member

Joined: 3/4/2009
Posts: 518
Location: Hobart, Tasmania, Australia
Yeah, I'n going into my bank today. I've got a sinking feeling that I'll never see my money, or those minis again....

Thank you for all the suggestions, you guys are way more helpful than the ebay live chat people were.
Tirade
Posted: Tuesday, January 12, 2010 11:18:23 AM
Rank: Advanced Bloo Milk Member
Groups: Member

Joined: 5/25/2008
Posts: 536
Location: Tracy, CA
Sashlon wrote:
Yeah, I'n going into my bank today. I've got a sinking feeling that I'll never see my money, or those minis again....

Thank you for all the suggestions, you guys are way more helpful than the ebay live chat people were.


Sorry to hear the Live Chat people couldn't help. They can be hit or miss. However, I think they are a step up from e-mail. I swear they have standard responses they just send out without ever reading your e-mail. Although I suppose the same could be said for the Live Chat crew. Keep trying to open a claim on eBay.
AdmiralMotti89
Posted: Tuesday, January 12, 2010 1:58:12 PM
Rank: Advanced Bloo Milk Member
Groups: Member

Joined: 7/29/2009
Posts: 496
Location: Nebraska
Tirade wrote:
StevenO wrote:
Sashlon wrote:
NickName wrote:
Most credit cards have a stop payment program that extends out 60 days. It's probably worthwhile to call your credit card company and confirm their policy is 60 days. I'm not sure if international would be the same as US.

If you can confirm that, you might give the seller one more try and tell him if you don't here from him in 24 hours you'll do a stop payment with the credit card company. If you do here from him, tell him at this point you'll only accept a certified trackable priority shipment sent with the required tracking number within another 24 hours. And if anything shady happens at this point, or any excuse or delay is tried, do the stop payment.

Some of these scam artists try delaying tacticts to push you past the PayPal/Ebay and credit card protections by trying the whole "I sent it. you didn't get it? I'll resend right away!" routine and sounding completely cooperative while actually providing no trackable info nor the product.



My card is actually a debit card, would the same thing apply?

NO!!!!

Debit cards are VERY BAD things to use with online transactions. It is just like giving the other person cash. If that is your payment method you may have little recourse.


I've had very little problems if the Debit Card is linked to a PayPal account.


Same with me. Regardless of how this turns out (and I do hope you get your money back), if you ever buy again online you should use paypal. Keep after eBay, I was under the impression that as long as you do your transaction through them you're covered.
qvos
Posted: Tuesday, January 12, 2010 2:40:24 PM
Rank: Advanced Bloo Milk Member
Groups: Member

Joined: 2/26/2009
Posts: 1,382
Location: Detroit, Mi
Definately put a stp payment on that cc. Its people like that that ruin it for others. Sorry to hear that happened to you
StevenO
Posted: Tuesday, January 12, 2010 4:04:35 PM
Rank: Advanced Bloo Milk Member
Groups: Member

Joined: 2/4/2009
Posts: 303
Tirade wrote:
StevenO wrote:
Sashlon wrote:
My card is actually a debit card, would the same thing apply?

NO!!!!

Debit cards are VERY BAD things to use with online transactions. It is just like giving the other person cash. If that is your payment method you may have little recourse.
I've had very little problems if the Debit Card is linked to a PayPal account.

Remember that PayPal can also link directly to your other accounts as well and paying with a Debit card is no different than paying with a check most places these days. In some cases the Debit Card may even be worse.

I know why Debit Cards are good for people for a number of different reason but while they may look like credit cards they don't have all the protections that a CC is guarenteed by law. When you are using the Debit Card through Paypal you have an intermediary helping to regulate the transaction.

A few years ago I had my first bad experience with ebay (a booster box of Magic) and because it was a preorder I didn't get my complaint filed within the allotted time slot (30 days at the time although I think it is up to 45 days after payment now) so PayPal and Ebay weren't all that helpful. My CC company on the other hand reversed the full amount of the charge. At most I believe I would have been liable for $50 worth of the fraudulant charge.

I currently have one active complaint against an eBay seller. A couple weeks before Christmas I won auctions for a couple pieces but haven't seen or heard anything about them since I payed for them. Shortly after that auction I won one from another seller and got that item, through the USPS, before Christmas and even got a package from Amazon that didn't ship until DEC 21 before New Years. I'll see what Paypal will do but I'm not afraid to go to my CC company about what is actually a relatively small charge.
Tirade
Posted: Tuesday, January 12, 2010 5:48:07 PM
Rank: Advanced Bloo Milk Member
Groups: Member

Joined: 5/25/2008
Posts: 536
Location: Tracy, CA
StevenO wrote:
Tirade wrote:
StevenO wrote:
Sashlon wrote:
My card is actually a debit card, would the same thing apply?

NO!!!!

Debit cards are VERY BAD things to use with online transactions. It is just like giving the other person cash. If that is your payment method you may have little recourse.
I've had very little problems if the Debit Card is linked to a PayPal account.

Remember that PayPal can also link directly to your other accounts as well and paying with a Debit card is no different than paying with a check most places these days. In some cases the Debit Card may even be worse.

I know why Debit Cards are good for people for a number of different reason but while they may look like credit cards they don't have all the protections that a CC is guarenteed by law. When you are using the Debit Card through Paypal you have an intermediary helping to regulate the transaction.

A few years ago I had my first bad experience with ebay (a booster box of Magic) and because it was a preorder I didn't get my complaint filed within the allotted time slot (30 days at the time although I think it is up to 45 days after payment now) so PayPal and Ebay weren't all that helpful. My CC company on the other hand reversed the full amount of the charge. At most I believe I would have been liable for $50 worth of the fraudulant charge.

I currently have one active complaint against an eBay seller. A couple weeks before Christmas I won auctions for a couple pieces but haven't seen or heard anything about them since I payed for them. Shortly after that auction I won one from another seller and got that item, through the USPS, before Christmas and even got a package from Amazon that didn't ship until DEC 21 before New Years. I'll see what Paypal will do but I'm not afraid to go to my CC company about what is actually a relatively small charge.


Not sure what you mean by all of this. I've seen eChecks through PayPal that take a few days to clear. However, I haven't heard issues with Debit Cards. If you are using PayPal, you already have some form of protection. Also, most Debit Cards are bank issued. Unless your bank is extremely inflexible, they will work with you if fraud is suspected.

The few times I've suspected Debit Card fraud/theft, my bank has been more than happy to investigate. More often than not, the money has been restored back to my account. As long as you don't wait too long on the suspected fraud, Debit Cards shouldn't be a problem.

While I admit I'm no expert, I think you are mistaken about Debit Cards. Are they different than CCs? Sure. However, they aren't as dangerous as you make them out to be. If anything, keep close tabs on the sellers you buy from. Not everything is as it seems. If it looks like too good of a deal, it probably is. Community feedback is also important when dealing with a seller you are unfamiliar with. That's one reason I keep going back to a seller like Auggies. I trust him. He has a good track record (even if he makes a mistake).
Sashlon
Posted: Tuesday, February 9, 2010 11:10:02 PM
Rank: Advanced Bloo Milk Member
Groups: Member

Joined: 3/4/2009
Posts: 518
Location: Hobart, Tasmania, Australia
HAPPY ENDING!!ThumbsUp

Recieved my package today!!

Seems that the seller was moving house and hadn't thought to post it.

So happy, and relieved that it all turned out ok in the end.

Thanx to everyone who tried to help out with this.BlooMilk
thodafett
Posted: Wednesday, February 10, 2010 3:37:05 AM
Rank: Advanced Bloo Milk Member
Groups: Member

Joined: 8/5/2008
Posts: 173
Location: Nampa, ID
I would still leave negative feedback!!!
AdmiralMotti89
Posted: Wednesday, February 10, 2010 4:15:21 AM
Rank: Advanced Bloo Milk Member
Groups: Member

Joined: 7/29/2009
Posts: 496
Location: Nebraska
thodafett wrote:
I would still leave negative feedback!!!


Sure as hell not postive. Neutral at most. Feedback is for how good the seller was, not just whether or not you received the item. I'd give him neg as well.

It's about communication honestly. If they mess up or are busy, they have the responsibility to tell you. I just bought a Dash RS for 9.50. The guy said he lost it, and I was pretty pissed, but he offered me 5 Uggies and a Mous Droid to make it up, which moneywise, I got a great deal. Still don't have a dash Sad , but the seller made an honest mistake and worked extra hard to fix it. Most ebay sellers who mess up have been like that for me.
thodafett
Posted: Wednesday, February 10, 2010 8:20:20 AM
Rank: Advanced Bloo Milk Member
Groups: Member

Joined: 8/5/2008
Posts: 173
Location: Nampa, ID
That is why I would give the negative, mistakes and life happen, but that got out of control, and the lack of communication alarming. I have only left negative feedback 2 or 3 times over thousands of purchases. I have had sellers screw up, but like the good Admiral said, they made up for it!
Sashlon
Posted: Wednesday, February 10, 2010 9:07:53 AM
Rank: Advanced Bloo Milk Member
Groups: Member

Joined: 3/4/2009
Posts: 518
Location: Hobart, Tasmania, Australia
Well, because I thought I'd been played, and because I'd had no communication, I had already given him bad feedback before he finally got in touch with me. Even then I was very skeptical, didn't think I'd ever see those minis, but yesterday when we came home, there was the package on our doorstep.ThumpUp

It was foolish to not use Paypal, I'll never make that mistake again.

I now have my first completed set!
thodafett
Posted: Thursday, February 11, 2010 2:34:56 PM
Rank: Advanced Bloo Milk Member
Groups: Member

Joined: 8/5/2008
Posts: 173
Location: Nampa, ID
Glad this had a happy ending, and mor importantly you got your minis!!
mrroboto1968
Posted: Thursday, February 11, 2010 3:31:29 PM
Rank: Advanced Bloo Milk Member
Groups: Member

Joined: 3/28/2009
Posts: 78
Location: moline illinois
i think i remember seeing that auction,the fact that a few of the pieces were missing cards was a reason why i didnt bid.
i sell minis on ebay when i get duplicates of rares and very rares and i will not sell to international bidders nor will i buy from them.
i have learned the hard way that it is to much of a pain in the butt when it comes to dealing with buyers and sellers from overseas.
Darth Percocet
Posted: Friday, February 12, 2010 2:31:31 AM
Rank: Advanced Bloo Milk Member
Groups: Member

Joined: 8/26/2008
Posts: 937
Location: Phiadelphia, PA
I dunno, i never had a problem with debit cards online buying, i remember i ordered from ebay as well without a paypal account like 2 years ago for a SNES & a bunch of games, & the user didnt send his end of the deal out & being pretty much new to ebay i didnt file any claims what-so-ever & just went to the debit card provider. I called them up & explained it to them & they basically refunded my money. They did a little investigating but i eventually got the money back. Which i dont know how they would investigate because how can they tell if i even did a transaction for something & how would they know if i didnt recieve or not.

But they did get me my money back, maybe its because i been with them for awhile now & nothing like this ever happended but they reasoned with me & didnt really have a problem. LoL i think that once you tell weither it be your CC or DC provider that you wanna cancel your account if they dont work with you & tell them your going elsewhere with your buisness, seems to me that people start jumping on making you happy. I did that a bunch of times & it works.
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